FAQs

FAQs

Action Plus Insurance

Over 25 Years of Experience  |  Locally and Family Owned  |  100% Same-Day Service

Over 25 Years of Experience
Locally and Family Owned
100% Same-Day Service

Have an insurance-related question? We have the answer. Check out these FAQs and give us a call today for more information!

  • What is the difference between auto insurance and home insurance?

    Auto insurance is designed to protect drivers and their vehicles in case of an accident, theft, or other covered events. Home insurance, on the other hand, is designed to protect homeowners and their properties from damage or loss caused by various covered events such as fires, theft, vandalism, or natural disasters. If you'd like to learn more, call Action Plus Insurance to get started with a homeowner insurance agent Oklahoma City, OK can count on!

  • What types of coverage are included in auto insurance?

    Auto insurance typically includes liability coverage, which covers damages and injuries to other drivers or passengers in case of an accident, as well as collision coverage, which covers damages to the insured vehicle in case of a collision. Other types of coverage can include comprehensive coverage, which covers damages caused by non-collision events such as theft or natural disasters, and personal injury protection, which covers medical expenses and lost wages for the insured driver and passengers. If you'd like to talk more about coverage, call us today to get started with an automobile insurance specialist in Oklahoma City, OK!

  • What types of coverage are included in home insurance?

    Home insurance typically includes dwelling coverage, which covers damages to the physical structure of the home caused by covered events, as well as personal property coverage, which covers damages to personal belongings inside the home. Other types of coverage can include liability coverage, which covers damages and injuries to others that occur on the insured property, and additional living expenses coverage, which covers the cost of living elsewhere if the home is uninhabitable due to a covered event. Call Action Plus Insurance today to get started with an expert homeowner insurance agent Oklahoma City, OK can rely on!

  • How are auto insurance premiums calculated?

    Auto insurance premiums are typically based on various factors, such as the insured driver's age and driving record, the insured vehicle's make and model, and the level of coverage selected. For example, the average monthly motorcycle insurance premium in 2023 for a 16-year-old riding a cruiser was $340, whereas the monthly premium for a 50-year-old was $191, according to Statista. Other factors such as the location of the driver, the type of use of the vehicle, and the deductible selected can also affect the premium. For more details on how we calculate our premiums, call us today and get started with our preferred car insurances in Oklahoma City, OK!

  • How are home insurance premiums calculated?

    Home insurance premiums are typically based on various factors, such as the location and age of the home, the level of coverage selected, and the deductible chosen. Other factors such as the size of the home, the type of construction, and the presence of safety features like smoke detectors or security systems can also affect the premium. For a detailed breakdown of how your home insurance premium will be calculated, call Action Plus Insurance today to talk with an expert homeowner insurance agent Oklahoma City, OK residents can depend on!


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